A highly skilled Senior Mortgage Officer with a wealth of experience in providing tailored mortgage solutions.
A key member of MortgageRight – Team Hakanson, Josh brings a unique multicultural perspective to his role. Fluent in multiple languages including English, Swahili, Kinyarwanda, Kirundi, Kinyamlenge, and with a strong understanding of French.
Josh ensures clear and effective communication with clients from diverse backgrounds.
His deep knowledge of African cultures enhances his ability to offer personalized service,
making him a trusted advisor for clients seeking mortgage guidance.
Senior Mortgage Officer
NMLS # 2113745
937-681-6381
josh.shoshi@mortgageright.com
Please note: You will be taken to an application page that will require you to create an account if you have not created one already.
If you are looking for a lower rate to ease cash flow or a shorter term to get your mortgage paid off sooner, we can help you make the RIGHT decision.
Getting a new mortgage to replace the original is called refinancing. This process allows the borrower an opportunity to obtain a different interest term and/or rate. The first loan is paid off, then the newly refinanced loan goes into effect.
It is common for people to refinance when they have equity in their home, which is the difference between the amount owed on their mortgage and the appraised value of the home. In that situation, the borrower has an option to “cash-out” (hence the term cash-out refinance) the value of their home equity allowing them to remodel their home, consolidate debt, pay for college, or other expenses.
